Ultimate Money Maker or Ultimate Scam? My review of Ultimate Wealth Package
So youve heard about Mark Warrens Ultimate Wealth Package and you want to know if it can make you money.
Most likely, the reason why youre here is to receive an opinion from someone who has used this product.
Before you get started, you should know that you will not make money overnight. Ultimate Wealth Package is not a get rich quick scheme and they dont claim to be. Success with package will take time and effort. There is a learning curve to this system and your success will depend on how hard you work at it.
Lets start with the good points:
Ultimate Wealth Package offers in-depth insight into the world of affiliate marketing. It covers everything from creating ad campaigns and maintaining customer loyalty through opt-in lists. For those who are just entering the field, Ultimate Wealth Package is an information gold mine. The package shows you step by step how to build up your online business. They even include a free website with their package.
As an added bonus, Ultimate Wealth Package packs a ton of extra goodies, especially for those who opt for the VIP package. Among these bonuses are over 100 extra e-books (covering a wide variety of topics on how to make money online), software packages, and audio interviews with marketing experts. UWP even offers 24 hour, toll-free phone support, a feature that I have not seen with any other wealth package.
Unfortunately, UWP is far from perfect:
While Ultimate Wealth Package offers a free website, its only for beginners. The site is ill-suited for applying Mark Warrens more advanced strategies and you drop it once youre ready to go to the next level.
Probably the worst part of Ultimate Wealth Package is the expectations. Mark Warren has really shot himself in foot with this one folks. He pads his website with tons of stories of people making lots of money quick. This wont happen for most people. Dont be surprised if it takes a while for you to start earning an income. As I said earlier, success will take time and effort.
So what's the verdict?
Ultimate Wealth Package receives my full recommendation. The strategies it preaches can be used by both novices and experts. After using this product, you might realize that you dont like internet marketing. If thats the case, simply exercise UWPs 60 day money-back guarantee.
Just to let you know, prepare to learn a lot. Ultimate Wealth Package gave me my start in affiliate marketing and 2 days after buying it, I felt like my brain was going to explode. There was just so much information!! My advice to novices: dont get overwhelmed and discouraged. Just continue to practice Mark Warrens techniques and eventually, youll get the hang of it.
Besides working part-time in affiliate marketing, Daniel Gruda is also an IT professional who recently returned from Britain after teaching Information Technology. If you interested on any of the products, he reviews, you can access them on
http://www.daniel-gruda-online.com (this is temporary website). He can also be reached at
danny.gruda@gmail.com if you have any questions.
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Prenting on the Same Page
Children can suffer when Mom and Dad are at odds in their parenting styles.
Mom says the kids have to be in bed by 8:00 p.m., but when she works the late shift, Dad lets them stay up till 9:00. He says, "Don't tell your mother." Dad says, You wanted to play the piano, so I bought you a piano. He insists that the child practice every day. When hes not home, Mom says its okay to skip the piano. Mom says," You have to do your homework before you can go outside." Dad says, "You need some fresh air. You can do your homework after dinner."
Mom and Dad are divorced. Dad doesn't want the kids to grow up on X-Box and Gameboy. Mom buys them a Gameboy and an X-Box for Christmas. They love Mom. Mom and Dad are divorced. Mom doesnt buy sweets, soda, or potato chips. Dad says, "It's okay to eat junk once in awhile." He buys all the junk food the kids can eat. They love Dad.
You get the picture.
Parents often disagree about how to raise their children. Many parents talk out these differences and reach a common ground. When they do not find common ground, the differences cause problems. Parents begin to ignore each others desires and act as if there were only one parent. The minor differences that occur in almost every home are not damaging; however, differences become destructive when parents make conflicting decisions. Its as if the child is exposed to two entirely different home environments.
How do families end up like this? One parent is at odds with the decisions of the other and chooses to do things differently. The other parent responds by making independent choices. Over time, each parent reacts more strongly to the other parent's decisions. It becomes more important to enforce my values than to resolve differences. Theres a lot of underlying animosity in this situation. When the differences are discussed, its often in angry exchanges that make the parenting gap seem even wider. This family dynamic is unhealthy for kids.
Parents should offer children a world that includes routines, limits, and exposure to experiences that promote healthy behaviors and healthy choices. For children to learn from their two most important teachersMom and Dadthey must see their parents as competent, capable, and reliable. They must know that when you say something, you mean it, and when you set a limit, thats the limit.
Children learn through consistently bumping into the limits you establish for them. If the limits change from day to day or from parent to parent, its very difficult for kids to learn where they really are. In fact, its almost impossible for important messages to get through. If one parent says bedtime is 8:00 p.m. and the other says its not, the parents credibility is undermined in ways that filter into every area of the child's life. It becomes apparent to the children that Mom and Dad don't have it together, and its easy to leverage one against the other.
Many couples who engage in this behavior wouldnt dream of saying bluntly, "Oh, you don't have to listen to your dad (mom)." They would rightly view this as harmful. But the same parents are willing to subtly undermine each others credibility by setting different limits. This is damaging to kids and to a marriage. And yet...Mom and Dad are bound to have differences.
Parental Differences
When we make choices that concern our kids, we have an underlying desire for the children to have certain experiences. One parent may seek structure while another seeks flexibility. One parent may cherish freedom and autonomy while the other thrives on consistency and predictability. One may value routine while the other values spontaneity.
One may be drawn to adventure and risk taking while the other seeks safety and comfort. One may enjoy resisting conventional thought while the other embraces tradition. One is liberal, one is conservative. One likes activity, the other wants quiet family time at home.
Differences exist, and each position has a certain value. When we seek out a particular experience for our children, we have the underlying intention of fulfilling some value.
Some values may seem more "worthy" than others, but too much of any good thing can be a problem. Too much structure leads to rigidity and overcontrol, but too much flexibility leads to lack of discipline and direction. The goal is for parents to balance opposing values.
Its important to be honest about whats really going on. Are you reacting out of anger? Are you more concerned with getting your point across than with what the kids need? Have you let your resentment about not being "heard" by your spouse blind you to the effect of your judgments?
Transform Your Differences
Its possible to allow your children to experience the values that both parents support and cherish, even when theyre different. The following three-step model will help you along this path.
1. Commit to getting on the same page.
Accept the fact that children thrive on a consistent message. Resolve to work on your differences and find ways to resolve them.
2. Determine whats really important to you.
Make a list of your preferences for raising the children. If one of you wants an early bedtime and the other wants a later bedtime, make a note of that. If one of you wants more down time to hang out as a family and the other wants more activity, note that.
List all your differences. Review the list. Dont react defensively to differences. Instead, calmly ask each other, "What is really important about ___________?
For example,
"What's really important about having the kids stay up to watch a movie with you?
What's really important about spending all day Sunday at their grandparents house?
"What's really important about having the kids play soccer instead of football?"
What's really important about having them get their homework done before dinner?"
Take careful notes. What is important to the other parent? Take turns exploring the basis for your preferences, whether its bedtime, PG movies, or playing football. Take the time to explore and understand each others values and what you want your children to experience through those choices. Search for the broad, underlying motivation behind the experiences you seek for them.
Be honest about what each of you is really saying in your preferences. Youll find that certain experiences youre seeking for your children reflect solid values while others reflect values that are questionable. Some of your values may promote healthy behavior and choices while others may simply reflect your desire not to be controlled or your need to defend the way you were brought up.
Ask, "How will that serve our children?" This is not an aggressive question; it's an effort to mutually explore and understand. Remain open and interested. Keep exploring until you have a good sense of the underlying values behind the experiences both of you are seeking for your children.
3. Transform values into specific experiences.
Armed with a list of broad values that you agree on, ask yourselves, "What specific experiences will fulfill those values?" In other words, start with the values and ask yourselves how you can make certain your children experience them.
For example, if I want the kids to have an 8:00 p.m. bedtime because I value consistency and you allow them to go to bed at 9:30 because you value maintaining harmony, we can resolve this problem by developing a plan that gets the kids to bed at 8:00 without a fight.
Maybe I think a PG movie is okay for our 10-year-old because I dont want to see another Disney movie. You value exposure to age-appropriate language for our daughter. We can agree to go to more adult movies by ourselves and take turns taking her to Disney movies.
I value down time and giving them a chance just to be kids; you want them to get their homework done first, because you value education. Perhaps I can take more responsibility for creating down time with the kids after the homework is done. In this way, they get the message that homework is important.
This Is Work!
Resolving these differences is hard work, and parents tell themselves two big lies to escape the work thats required to get on the same page.
Lie #1. Consistency doesn't matter.
We convince ourselves that consistency isn't important. We laugh about how weve told our kids that they can't watch R-rated movies but they keep renting them at the video store. We tell a child she can't have dessert if she doesnt eat the healthy food on her plate. Two hours later, we go out for ice cream.
Consistency matters. It is essential to accept this fundamental principle.
Lie #2. Unhealthy behavior can produce healthy children.
Many parents do not address this fundamental error in their thinking. Their eight-year-old is 40 pounds overweight, but they continue to buy potato chips and ice cream. Somehow they think this doesn't matter.
A parent comes to me out of concern for his aggressive, mouthy 11-year-old son. Yet he chuckles about how he probably "goofed" by taking his son to see Eight Mile, a movie filled with violence and profanity. Kids listen to music that denigrates women and ethnic groups and shows no respect for authority, and some parents think this doesn't affect their behavior.
Imagine that you had some poison in your kitchen cabinet that you knew would damage your children. It wouldn't kill them; it would just take away their energy, limit their activities, and diminish the quality of their lives. Would you feed them this poison? Yet parents allow their children to consume foods that deprive them of energy. They feed their kids foods that make them fat or fill their lunchboxes with nonnutritious sweets. Parents allow children to listen to music that undermines education, cooperation, and responsibility. They allow exposure to violence while insisting that they don't want their children to be violent.
In the quest to get on the same page, its important to raise these difficult issues. At times, the underlying values parents are fighting for are unhealthy. You cant expose your children to toxinsunhealthy foods, unhealthy music, violent videosand think that it wont make a difference. It does make a difference.
Structure is good for children. Within the structure, its healthy for them to experience freedom, autonomy, and the opportunity to make choices. These are healthy values, and committed parents, regardless of their differences, can find a way to ensure that their children are exposed to experiences that promote these values. Certain choicessuch as promoting exposure to unhealthy activities in the name of freedomcannot be defended.
I encourage parents to thoroughly explore the values theyre fighting for and make sure that theyre worthy. If they are, you can then turn your attention to how you can offer experiences to your children that promote these values. In this way, healthy differences can be resolved and bad values can be weeded out and left behind.
Dr. Randy L. Cale is a licensed psychologist who offers parental coaching through his website at
http://www.TerrificParenting.com. Visit Terrific Parenting for more parenting tips and information.
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Who's Watching YOUR Money? 7 Tips for Hiring the Right Bookkeeper
While Im a strong advocate of hiring virtual assistants, there are two things that no entrepreneur should ever fully delegate: marketing and bookkeeping. The marketing and the bookkeeping of your business can easily make or break you (just think new Coke and Enron). That said, if bookkeeping is not your forte, hire someone to do it you will save so much in frustration just be sure to keep your fingers in the books.
If you choose to hire a bookkeeper, keep the following in mind:
1. Get QuickBooks.
For ease of use, I highly recommend using QuickBooks and hiring a QuickBooks ProAdvisor. QuickBooks ProAdvisors have taken certification exams to insure that they know the system. I have used QuickBooks both for myself and my clients since 1996 and highly recommend it for its ease of use/understanding.
The online version is great in that you can see the latest version of your books at any time and eliminate the annoyance of emailing files back and forth and wondering who has the latest version.
2. She must see both the forest AND the trees.
You want your bookkeeper to be detail-oriented AND to see/understand the big picture. She needs to know what happens consistently every month and update your books without bothering you for items she should know about.
At the same time, she needs to be astute enough to see the larger picture and warn you of any impending problems before they happen. If you purchase a piece of equipment, she should know how to properly enter it into your bookkeeping software to avoid problems and therefore save time and money with your accountant (and the IRS) later on.
3. She must know your industry.
You dont want to have to train your bookkeeper on your industry language, standard industry income or expense categories or other basics. The more up-to-speed she is, the faster she can hit the ground running and the sooner you will have good data. If she doesnt know your industry however, be sure to give her a rundown of lingo and how you refer to your customers/clients/tenants in order for you to get the most meaningful reports out of the gate.
4. She must provide timely reporting.
In hiring your bookkeeper, insure that you put in a provision for when you want to see monthly financials. The date will depend on when your bank month ends give her a few days after that date to reconcile your accounts and produce reports. At a minimum, you want to see a profit & loss, balance sheet and cash flow statement.
Take the time to review the reports so you can spot any irregularities before they blossom into problems. Not sure how to read a cash flow statement? Get a check/electronic funds transfer (eft or auto debit) transaction detail instead. It will help you see where the cash is going.
5. She must know accounting terms and still speak English.
Your bookkeeper needs to know the difference between assets, liabilities, income, expenses and equity and be able to provide your accountant with the necessary data upon request. At the same time however, if you are not numbers oriented, she also needs to be able to explain the financial statements to you in plain English.
6. She must be trustworthy.
Hiring someone to keep track of your bookkeeping requires a level of trust between you both. You need to feel comfortable that she will keep track of your information and maintain your confidentiality. At the same time, if she pays your bills and has access to your bank accounts, you must also trust that she will not abuse that privilege. And make no mistake, it is a privilege to have someone (particularly in a virtual relationship) trust you with their finances, their checkbook and their business.
Good business sense demands that you protect yourself just in case. I highly recommend that, in addition to a confidentiality agreement, you insure that your bookkeeper is bonded and you get a copy of that bond.
7. She must have great communication skills.
If your bookkeeper will be communicating with your clients and vendors, she must represent your business as you would. Whether virtual or in-house, its critical that your bookkeeper be a positive force that further enhances relationships. The question of money can, at times, be a sensitive matter. You need someone who recognizes that and communicates appropriately.
Always remember these are your books and this is your business. While you may hire someone to manage the details of tracking your finances, and should do so if this is not one of your strengths, the ultimate responsibility for oversight is yours. Michael E. Gerber of the E-myth series said it best: Delegate, dont abdicate.
Copyright 2006 Sandra P. Martini
Sandra P. Martini
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